Justine founded MK Fintech Partners in 2018. Her background includes working at a top criminal law firm, an International Bank, and a leading Global Investment Firm. Since 5 years ago Justine has been the Managing Partner at MK Fintech.

Justine doubled company revenues in her second year of launching MK Fintech and obtained a Virtual Financial Assets Agent licnense from the Malta Financial Services Authority for the company.

Justine's academic background includes an LL.B. and an LL.D. from the University of Malta and an LL.M. from the University of Groningen.  Justine also received certification for a Capital Markets course at the Malta Stock Exchange and a course on Virtual Financial Assets from the Malta Institute of Management.

Justine’s qualities include her very down to earth nature, her charismatic and diplomatic approach, and being known for truly understanding her clients' business needs. 

Dr Fenech has a prolific background in financial services, distributed ledger technology, FinTech and capital markets with a special focus on investment, VFA and payment services, anti-money laundering and financial instruments.

His career path yielded crucial experience in assisting clients in corporate and commercial matters, particularly corporate governance, M&A transactions and general company law. Furthermore, Dr Fenech specialises in the issuing of legal opinions, structuring fintech products – specifically crypto assets to ensure they aren’t classified as financial instruments, assisting clients apply for financial/VFA services licences and advising on various regulatory matters to ensure firms remain compliant with EU legislation and MFSA and FIAU requirements.

Previously, Dr Fenech held the position of Senior Associate at an established law firm, and has been approved by the MFSA to act as Designated Person for a VFA Agent and a Risk and/or Compliance Officer for various MiFID Investment Firms. He was also approved by FIAU to act as a Money Laundering Reporting Officer (MLRO) for these MiFID Investment Firms. During his in-house tenure in the financial services sector, Dr Fenech monitored portfolio management risk metrics and the technicalities of various securities transactions concerning FX, derivatives, bonds and equities, whilst also being responsible for ongoing regulatory affairs.

Dr Fenech is ranked in the Chambers and Partners Malta Fintech Legal Guide for 2023 and has gradually become a rising star within the Legal 500, including the Legal 500 Malta Fintech Guide 2023. He is also a member of the Malta Chamber of Advocates.